Help us help you.

Saving for a down payment is one of the hardest hurdles faced by first-time homeowners.  How do you save money without sacrificing by living with relatives or compromising your standards for quality housing?  Boyd Homes has the answer.  As a builder of a wide range of housing from apartments and townhomes to starter homes and semi-custom homes, Boyd Homes can provide you the quality home you need to rent while helping you to save for the home built just for you.

Here’s how it works:  Choose a new Boyd home that meets your needs and dreams in one of our single family communities in the Richmond area. Then lease with us at Element at Stonebridge.  As a Boyd Homes homebuyer, you’ll get a 25% savings on your rent every month to add to your down payment until you have saved up to 3.5% of the purchase price of your home – the magic number for a down payment under FHA’s guidelines.  There are other loan programs with lower down payment requirements.   There is no early termination fee when you end your lease to move into your new Boyd Home.  Already a resident at Element at Stonebridge?  No worries, you can take advantage of this program as well. 

Contact Kate Verreault ( to start working toward your dream!

The fine print:  We’ll help you with a super deal on rent, but you have to actually pay the saved amount to us every month to apply to your down payment.  If you default under either your purchase agreement or your lease, it’s a default under both agreements, and you may lose the amount paid toward your downpayment.  Prequalification with a Boyd Homes’ preferred lender is required.  If, in the end, you don’t qualify for a loan not due to your fault, you will be released from your purchase agreement, and the amount paid by Boyd Homes toward your downpayment will be kept by Boyd Homes.  We reserve the right to not start construction of your new home until you have saved your down payment and received loan approval.  This offer is only available for new purchase agreements.  This offer may not be combined with any other offer.


Often times, you're coming down the home stretch with your new home purchase and you find yourself scrambling to figure out how best to cover those pesky little line items ... also known as closing costs.  Don't fret - we're going to help you with those costs (hear cha-ching noise here)!

 We do have some fine print, so here it is (but it all boils down to money staying in your pocket):

  • Our preferred lender and settlement agent must be used.
  • This is a limited time offer, and includes only approved closing costs.
  • It does not include discount points, prepaids, or owner's title insurance.
  • Other restrictions may apply.  See a representative for complete details.


Hey Everyday Heroes! Make Your Home Base a Boyd Home and Collect!

An Everyday Hero is a person who serves the community as an emergency first responder, educator, a medical professional who directly provides a patient with medical care, or active military member. The bonus is $1000 toward upgrades of a Boyd Home placed under contract. *To claim the bonus for being an everyday hero, the buyer must spend a minimum of $2500 in upgrades, provide proof of employment to Boyd Homes, and must qualify and put a contract on a Boyd Home. Additional restrictions may apply.

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